‘Hindu Banks’ for ‘Hindu Money’ – A Fact Check (28.06.2021)

Picture courtesy: https://pixabay.com/images/id-1703166/

A news report had recently appeared in a Malayalam daily that the ‘Sangh Parivar plans to start Hindu Banks in all the local administrative levels in Kerala with the motto Hindu’s money for Hindus’. This was picked up by various other online news channels as well. It was reported that approximately 100 companies had already registered under ‘Nidhi Limited’, under the Companies Act of the Ministry of ‘Cooperative Affairs’. This report is a fact-check into the validity and reliability of the news report.

The report claimed that around 100 units were already registered under temples, ashrams and mutts, under the name ‘Hindu Bank Nidhi Limited Companies’. Three individuals as directors, seven members and a capital of 10 lakhs is sufficient to start a Nidhi company. However, as per the reports, 200 devotees should be added as members within a year. It was claimed that 12.5% interest was being offered on deposits, apart from gold loans, business loans, car loans etc. for its members.


What are Nidhi Companies?

Nidhi Company is a company registered under Companies Act and notified as a Nidhi company by Central Government under Section 620A of Companies Act, 1956. It is a non-banking finance company (NFBC) doing the business of lending and borrowing with its members or shareholders. They are also known as Permanent Fund, Benefit Funds, Mutual Benefit Funds and Mutual Benefit Company. As per the Report of the Sabanayagam Committee on Nidhis, “Nidhi is a company formed with the exclusive object of cultivating the habit of thrift, savings and functioning for the mutual benefit of members by receiving deposits only from individuals enrolled as members and by lending only to individuals, also enrolled as members, and which functions as per the Notifications and Guidelines prescribed by the DCA.” This means that the primary function of a Nidhi company is accepting deposits and lending money to member borrowers against mortgage of property or gold.


Fact or Fake?

Picture courtesy: https://pixabay.com/images/id-4395493/

Upon investigation, certain inconsistencies and misinformation was identified regarding the news report of Sangh Parivar initiating Hindu Banks for hindu money. As per the reports online, 100 companies were registered so far in the state under the guise of ‘Nidhi Limited’, under the Companies Act of the ‘Ministry of Cooperative Affairs’. It is to be noted that there is no Ministry of Cooperative Affairs under the Central Government. The Companies Act, 2013, comes under the purview of the Ministry of Corporate Affairs, Government of India. While most of the online news channels reported that around 100 companies have registered as Nidhis, at least one news channel reported that 800 companies have registered as Nidhis in Kerala. These are inconsistencies in various news reports regarding the number of companies registered recently from Kerala as Nidhis for the purpose of accepting deposits and giving loans. As of now, no data on the list of companies registered is available as well.

Upon contacting the reporter from the malayalam daily who reported the news, he informed that the news was based on police intelligence reports and a circular by CPI(M), Trivandrum District Committee dated 19.06.2021. While there is no solid evidence of such a police intelligence report until now, the circular by CPI(M) was indeed published. However, the circular clearly states that they have come across a campaign by extremist hindu social media groups on starting Nidhi Banks in all the local administrative levels in Kerala. The circular is not a concrete evidence of the starting of Hindu Banks; instead it is a circular advising the members and affiliates of the party not to support or be victims of such campaigning.

The CPI(M) circular states that the as per the circulating news, State Vice President of BJP Kissan Morcha, Venganoor Gopakumar, has been appointed as the state-coordinator of the opening of the Nidhi Banks in Kerala. On contacting Mr. Venganoor Gopakumar, he informed that there is no BJP party circular or decision on opening Hindu Banks for supporting hindus. Instead, for creating awareness on the Central Government schemes among the public, and targeting hindus who had lost their jobs due to the Covid pandemic including NRI returnees, he had recently posted on Facebook and other social media handles stating that such people could register under the Nidhi Companies. This, as Mr.Gopakumar stated, was his personal opinion and not an official statement. He has also given a similar statement to a prominent news channel, and has clarified it in the first few minutes of a live video through his facebook page on 24.06.2021. He also informed that 870 companies from Kerala have registered under Nidhi Companies from its inception until 26.06.2021

It is to be understood that the news reported in the malayalam dailies was picked off Venganoor Gopakumar’s social media post, and the subsequent campaigning by various pro-hindu groups. This along with the circular of caution by CPI(M) was taken and reported that Sangh Parivar plans to begin Hindu Banks under Nidhi Companies for promoting hindus. It is to be noted that anyone can register a Nidhi Company, and it is not restricted to any religious of social group. Nidhi Companies are registered under the Companies Act, 2013, Ministry of Corporate Affairs, and not the non-existent ‘Ministry of Cooperative Affairs’. Moreover, while the news report claims that 12.5% interest will be provided on deposits, it is to be noted that the claim is upon a news that isn’t confirmed or official yet.

The news was reported in such a way that made it look like a part of an official movement, rather than a suggestion and subsequent campaigning by people of a certain political affiliation. However, upon investigation, it was found that this news is, as of now, is simply misleading. There is no official statement, circular or press release by any political party or group on beginning Hindu Banks for Hindus under the Nidhi Companies as of 28.06.2021.

(The article was written by me under my official name as a part of the Fact Checking course completion project conducted by Mathrubhumi Media School, on 29.06.2021)

Nayattu- A Film Perspective

Source: Google Images

Nayattu is a malayalam socio-political thriller released on April 2021. It is a realistic manifestation of how a state machinery can use circumstances to their benefit, disregarding and discarding unyielding elements that stand in the way.

This is a story of three police officers who become political pawns for a crime they didn’t commit. Circumstantial evidences are piled up against them, and they flee knowing very well the repercussions and gravity of a crime that was, in the beginning, an accident on someone’s part. As the police try to catch up with them, we get a glimpse into the undercurrents of politics and how much power the state yields even in a democratic nation. The film renders a heartbreaking climax when humanity faces trial and disrepute in the face of ordinary civilians and the legal system.

The story has been crafted to near perfection, with a strikingly realistic portraiture of the police force and political pursuits. The professional and personal conflicts in the daily routine, the boiling frustrations and the unintentional vents, the routine confrontation with the unreasonable and the entitled, the simple pleasures denied for the ‘smooth’ running of the state, are all but very few that awaits a disruptive explosion at the face of a thankless labor. “Even goons have the freedom to not take up quotations they don’t want to. The police do not have that freedom,” is a statement by the police officer Maniyan, which pretty much sums up the whole movie. Nimisha Sajayan and Joju George has delivered stellar performances. Kunchako Boban, as a rookie officer, and the rest of the cast have also rendered decent and natural impressions.

I wouldn’t say it is a must watch, but it is definitely a recommended watch.

Joker- A Film Perspective

Comedy is subjective, isn’t that what they say? All of you, the system that knows so much, you decide what’s right or wrong. What’s real or what’s made up. The same way you decide what’s funny or not.

Joker, is in a sense, a comedy so dark, yet so realistic, that it cringes your insides to new levels. There have been extremely negative reviews for the movie which cannot be easily discarded, but it is a movie that brings forth the thought of what the mind can make you do in your darkest moments. I call it ‘comedy in a sense’ because there are times when you feel the urge to maniacally laugh with Joaquin Phoenix, the Joker, at the unjustifiable dark tunnel called life.

The movie is set in the city of Gotham, which is rife with crime and unemployment. The population is impoverished and disenfranchised, the undercurrents throbbing to let itself loose. Arthur Fleck lives with his mother in a dilapidated building. He yearns for acceptance in the general society, but is shunned like most of the less fortunate. He suffers from a medical condition that causes him to laugh at inappropriate moments, that also causes a boiling frustration within him coupled with the ignorance from the society he faces.

The film has brilliantly captured the transition of not just Arthur Fleck, but the city of Gotham slipping into uncertainty and rebellion. The darkness is palpable. You can feel the darkness pulsating through you. Arthur Fleck is real. He is a real man beaten down not just by the system, but by his own mind as well.

The movie is definitely not recommended for children and the faint hearted. And not if you enjoy violence a tad bit more…

It’s OK To Have A C-Section

I’ve grown up in an environment that rather than promoting vaginal birth, promoted the idea that vaginal birth was the only way to do it, and that a cesarean was a bad choice to make. This, not for the health benefits, but for the glorification and humbling of motherhood. Collective sighs and unfounded opinions were what greeted you after a C-section. Though, being more receptive than my surroundings I did never think that a surgical birth was bad, I too did grow up with a lot of misconceptions about C-sections!

While I do condemn misguided and forced C-sections, opting for it on free will need not be execrated. I recently watched a video of a C-section and could not but appreciate the entire process. Being someone who has been through both, it is easier for me to apprehend the risks both the healthcare staff and the patient undergoes.

Saying that, why would a woman choose a C-section by free-will? Well, it’s her choice, for goodness sake. If she isn’t convinced about giving birth vaginally, then the best thing is to be there for her in her decision. Scars may be lesser and eventually non-existent in a vaginal birth, but maybe the woman’s just too scared. Or maybe she finds this way more comfortable. My lower abdomen is numb even after 4 months of giving a cesarean birth, and I’ve heard of women for whom the phenomenon is lifelong, but interestingly these same women told me they don’t find it distracting at all. Why, my own mother-in-law made a big deal on how dangerous caesarean is. But I hardly rested 20 days after mine before being up and about doing pretty much everything.

So even while there are risks involved, with an open perspective and a good healthcare and aftercare system in place, a c-section can be dealt with almost as much ease as with a vaginal birth. Though any day, for it’s lesser risks and better recovery, I’d suggest the latter to anyone ready and fit to take it.

Allegories for Bohemians – A Reading Perspective

Allegories for Bohemians is a collection of 10 stories by Tapo Vijay Kar, first published by Notion Press in 2020. Each story is a glimpse into some bohemian lives, piercing perspectives on the people around us. Lets just take a peek into the stories

Brenda's Kitchen
We see a calm and aged Brenda living an idyllic mountain village and renting out rooms to tourists. She serves them homemade food from her kitchen, which is well accounted for in the village. But with the arrival of a few young guests, the author takes his readers through a hair-raising storyline.
True to it's title, the protagonist,Tathagoto, a Kolkata based employee working in Bangalore, experiences the surreal found only in sci-fi, while on search of his missing uncle
Home For All
Gayatri is an ambitious woman who has worked for years on a project design aimed that providing makeshift shelters for disaster victims. But when the project is rejected at it's final stage, does Gayatri have it in her to break all shackles and carve an unconventional way to finance the project herself?
What is it that Alex has to offer the world, and what does he want in return? A man who wants to rise up from the status of a servant to that of a dignified employee, what proposition does he have for those who seek it?
The Chronicle of an Incognito
Here comes a person who is frustrated with the world that treats him poorly. He wants to get back at them, but how? Once again, the author presents a spine-chilling glimpse into all that man is capable of when he is downtrodden!
The Night
A woman who loses and gains a lot in a single night. When invited to an event by friend, Niti and her husband decide to attend it. Only, Niti has no idea that that one night will open doors that she never thought were there.
Jennifer alias Jen, a tomboy, a swimmer, a sports hopeful, one day discovers her feminity and the adventurous woman that she is, chooses a less traversed path that her friends are in the dark about.
The Betrayal
This is a heart-wrenching story of Rati, who is betrayed by her lover who she believes left her for better prospects. The pain hits when she goes in search of him years later after her marriage to let him know what he missed what how she has moved on
Animesh and Pooja live an urban life with all is tentacles and very little time for intimacy. But when their new neighbors move in, they are soon led into newer interpretations of life, love and sex that breaks the traditional conditioning.
The Servant
A man who was the servant of a grand history and it's people. Someone who lived with an unknown key to greater treasures. In this story, destiny favors a man whose loyalty is untainted.

So while these are just little peeks into the stories, the actual stories are by and far quite gripping. It scouts through a variety of human psyche, and most of us would connect with at least one of them. The language is simple, perhaps too simple for some. So yes, why don’t you give it a go?

Yeva – A Film Perspective

“I will go inside my shell and that’s it!

I have nothing to do with the world.” The snail said that and went inside it’s shell.

The rose bush said: “What a boring life you have! But me, even if I want to, cannot stay inside my shell

Everything goes out of my body. I can’t choose not to blossom”

That’s Yeva. A woman who wants to live normally like any other human, but chooses a shell to retreat due to her circumstances. And yet, she realises the choice is not hers. She has to come out, but whether to blossom or wither is left to the imagination of the audience.

Yeva is an Armenian language film directed by the Armenian-Iranian filmmaker Anahit Abad, and starring Narine Grigoryan who plays Yeva in the movie. She’s a young widowed mother who flees Yerevan with her daughter to escape her in-laws. She arrives at Artsakh Republic, where she once briefly worked as a doctor during the Nagorno-Karabakh war with Azerbaijan and Armenia. She is almost successful in her hope that she isn’t recognised by the inhabitants of the war-torn village until her present catches up with her.

The old ‘Crazy Yeva’ who served at the frontline during the war disguising herself to save her daughter from her in-laws is like the snail who retreats to it’s shell, yet like the rose bush, cannot but blossom though in the face of adversity. The storyline is somewhat familiar but with a reserved novelty that sees the audience through to the end. The villagers who have grown accustomed to the reminders of war that could still shatter their families and the simplicity of life is portrayed decently well. The wariness draped by mute acceptance of the newcomer mother and daughter in their midst, to the despiteful gossips is powerfully represented, scant but emphatic. There is a desperation throughout the film that seems ineffable.

This is definitely another film I’d recommend. Yeva is a woman among us. Though the film and it’s characters may not be celebratory, it is one that may be watched.

In the Fond Memory of S.P.B

Sripathi Panditaradhyula Balasubrahmanyam fondly known as S.P.Balasubramanyam or S.P.B.

A prominent singer, actor, film producer, actor and music director, working chiefly in Tamil, Malayalam, Hindi, Telugu and Kannada films. One of the most sought after musician within the Indian film panorama.

Aise jaise koi diwana

Aise jaise koi diwana

Maine nahin jana tune nahin jana

Maine nahin jana tune nahin jana

Tere mere beech me kaisa hai yeh bandhan anjana

The man who chorded magic with his voice. The maestro who entwined notes with perennial charm.

Ilaiya nilaa pozhigiradhae

Idhayam varai nanaigiradhae

Ulaa pogum megam kanaa kaanumae

Vizhaakkaanumae vaanamae..

He passed away today, but he lives on…

Incendies- A Film Perspective

Incendies is a middle-east war film directed by Denis Villeneuve, released on 4 September 2010 in the Telluride Film Festival, and on 17 September 2010 in Canada. It is an Arabic and French language film, oscillating between Canada and an unnamed Middle-east land. Though not explicit anywhere, the film is largely based on the Lebanese Civil War and loosely on the story of Souha Bechara.

Delivered through a dual narrative, the film traces the journey of a twin brother and sister to fulfill their mother, Nawal’s last wishes. After their mother’s death, the siblings are presented with the will of their mother, which astounds them when they learn that their father whom they thought were dead, is actually alive, and that they also have a brother they were unaware of. As there notary, who was also their mother’s employer, remarks, their mother will rest in peace only after they find their father and brother. And hence the journey begins

While the daughter, Jeanne is drawn towards the enigma of their mother’s past, the son Simon is initially enraged by what he sees as his mother’s imbecility in death, when she requests that she be buried naked, face down in an unmarked grave with no wake. Jeanne perceives that there is a reason to their mother’s impenetrable silence in the weeks preceding her death. She then takes it upon herself to embark on a journey that is culturally very distant and alien from the one she has grown up in. Except for a name of the village her mother is from, Jeanne has scrape everything from the very beginning. When she traces her mother’s extended family in the middle-east, she realises that Nawal is considered a blot on the honor of the family. The shearing past of a woman who was an unassuming lover who was impregnated before marriage by a refugee, to an assassin, to a rape survivor, all has an acute impact on Jeanne, and Simon who joins her later. This, to the revelation of a darker truth that descends upon them like a bolt from the blue, unbosoms the reason behind their mother’s sense of loss before she died.

The film displays a chilling cultural kaleidoscope that spans between two countries. The journey of the mother and daughter is similar in retrospect, that of relentless search and sustainment of the self. The truth evades the cryptic soul and renders itself an element of eidolon-unparalleled. It is a must watch. A narrative to be seen with the essence of bare life.

Kanne Madanguka – A film perspective

Kanne Madanguka is a 2005 Malayalam language film directed by Alberrt Antoni, starring Navya Nair, Murali and Shobha Mohan among others. The film traces the hardships of poverty faced by a family who try hard to give their children(both girls) a good education. When the father meets with an accident age is bedridden with no hope of recovery, the elder child begins working, much to the displeasure of the father. When a relative offers her a job abroad, the mother convinces her husband to send their daughter, hoping this will provide them with a bit of cushion.

The film reportedly opened to a full house in the International Film Festival of India (IFFI). The main actress who played the role of the elder daughter, Navya Nair, won the Kerala State Film Award for her portrayal of Karunya (name of her character). The film also fetched Baby Neeraja, you played the younger daughter, an award for the best child artist.

The film has been beautifully written and well-choreographed. Emotions are relayed with a depth that the audience find it easy to relate with. The travails of a family fighting poverty is depicted in a calm, yet powerful manner. But what probably won the film it’s much deserved acclaim is probably what caused me a heartsore.

Towards the climax of the film, we see a few villagers reading a piece of a newspaper about a mobile sex racket busted in Nagercoil, and the women engaged in the ‘unlawful’ activities arrested. One of them bears resemblance to Karunya, the elder daughter who is supposedly working in the garment industry in the gulf. While the father refuses to believe it, the mother sets out to Nagercoil to make sure it isn’t their daughter. When she meets the woman behind the bars, she recognizes it as her daughter, but the woman fails to recognize her and asks her to leave. The film ends with the woman in jail crying, revealing that the woman is indeed the daughter.

What saddened me is not the portrayal of the reality of how the poor easily fall prey to sex rackets, but how the film despondently showcases it. It’s been 15 years since the movie came out, but watching it now brings out a sentiment that I’m sure many would’ve definitely felt. That of desperation. Desperation to see a better ending. That despite all challenges, good education and hardwork can better your life. I felt so because the girls were hardworking and studied very well, only to be devoured by what they never dreamed of in their wildest dreams. The pain I felt towards the end was not for the characters, but for the way the curtains fell on what could have been a struggling but hard fought for win.

Times change. Perceptions change. Maybe 10 years on I may have a different take on this same film. And yes, it’s a film based on a million disastrous lives shelled into despicable conditions with no expectation of escape, but this one film could’ve spelled hope.

Shameless Shaming- Role of the Post-Truth Era

This is continuation to the first article https://poetrypalette.wordpress.com/2020/06/19/shameless-shaming/. and the second one https://poetrypalette.wordpress.com/2020/08/23/the-shameless-shaming-continues/ , both which deals with thoughtless shaming online. In this third, and possibly the last one, I’ll be trying to find out how the post-truth era has paved way to reckless reactions online.

What is the post-truth era?

In the year 2016, Oxford Dictionaries declared ‘post-truth’ as it’s international word of the year, defining it as an adjective relating to circumstances in which objective facts are less influential in shaping public opinion than emotional appeals. The term ‘post-truth politics’, attained a global panorama in the period around the 2016 US presidential election and the Brexit referendum. Ever since, ‘post-truth’ has become a major point of discussion.

According to the Oxford Dictionaries, the term ‘post-truth’ was first used in 1992 by the Serbian-American playwright Steve Tesich in an essay published in ‘The Nation’ US weekly magazine, where it’s written that “following the shameful truth of Watergate(1972–1974), more assuaging coverage of the Iran-Contra scandal(1985–1987) and Persian Gulf war(1990–1991) demonstrates that we, as a free people, have freely decided that we want to live in some post-truth world.” Ralph Keyes, in his book The Post-Truth Era: Dishonesty and Deception in Contemporary Life, says ‘In the post-truth era, deceiving others has become a challenge, a game, a habit. High-profile dissemblers compete for news coverage…’ Two of the major reasons that has given way to the post-truth era is increased religious polarization and decreased faith in science- two sides of a vicious coin. This coupled with the impending economic crises and a boom in social media outlets have provided sufficient nutrients right at the roots of an age of misinformation that targets the wavering hearts of a population whose beliefs are more important than facts. 

Has post-truth increased incidences of online shaming?

It was the 1990s that saw an exponential increase in the usage of internet after it was commercialized. People gained virtual access to almost anything that opened up unlimited opportunities online. Very soon, digital life became the primary way of life. Calls for technological applications rose in every field. People began connecting. It became super-easy to reach anyone at any corner of the world as long as they had access to data connection and a compatible device. In time, video calls became the norm and the world was reduced to a micro-globe. 

But all the good comes with it’s side-effects, sometimes toxic. A simple message can be shared and re-shared thousands and millions of times with a simple click, a simple forward. Almost anything seen online is thoughtlessly shared. Many times, these are misinformations and lies that the recipients do not bother verifying. This resulted people’s online activities blemishing the truth of a matter, instigating doubts and discredits and risking the physical and emotional health of the society. The greatest peril lay in the fact that privacy was compromised giving way to social disjoints to such extent that the sheer number of polarities paved way for disintegration of emotional order. The threats of the post-truth era began raising it’s hood. Media concoctions held water with the general public, with corroboration of facts losing consequence before high-impact passions. Digital and linguistic expertise acquired power like never before.

Sometime in 2016, a photo of a mom who was checking her cellphone at an airport after laying her baby on the floor went viral. No explanations offered. To anyone who saw the photo, the mom, Molly Lensing, looked like a careless parent who was more intent on her phone than her child. Social media vigilantes flew down like hawks to pass judgement. It was really assumed that the woman was playing with her phone ignoring her kid. However, the Molly Lensing later clarified that her flight was delayed by 20 hours and she lay down the child because all this while the child was in her carrier and she needed to stretch. Also, Molly’s arms were tired and she wanted to update her family over phone. While thankfully Molly Lensing did not lose her job over this, the media attack on her is no less significant. People jumped to conclusions without asking the necessary ‘why’ and ‘what’ and shamed her for being a bad mother. They failed to verify what prompted the mother to lay her child on the floor. They failed to realise that the person who took the photo probably had no knowledge what the mother and kid was going through. Comments were all the products of emotional baggage.

Another instance was of Justine Disha Sacco’s inappropriate tweet right before she left for South Africa, “Going to Africa. Hope I don’t get AIDS. Just kidding. I’m white!” The tweet blew up and Justine lost her job. While the post was highly insulting and incongruous, Justine also received threats of  rape and murder of family members. The castigators went overboard. The attack became personal. Despite apologizing, online ‘shamers’ kept hounding her.

These are just the tip of the iceberg. I recently noticed a news about a runaway couple being picked up by police. The woman was already married and had a child. The comments below were so horrific that I stayed away from social media for a few days. The wide open online platform has triggered the animals in humans, who have celebrated our evolution for so long. All we need to do is to open the comment box, type thoughtless comments, and become a part of the circus. 

So what is the post-truth politics in online shaming? 

It is as tough and as simple as you’d want it to be. Let’s discuss it in the premise of our topic. Here, post-truth politics is nothing more that a created narrative space that caters and calls for similar mindsets. Reactions and responses work on unscientific traditions and  turbulence. Extremely polarized religiousness and righteousness that has invaded the personal space of human beings have assumed the power of reckless destruction. No one is immune. Anyone can post anything about you and people can take up the cause. Very rarely has this tendency helped than harmed. As long as the veracity of information and emotional checks isn’t being maintained, there is little to do regarding the spread of such stories or misinformation. We are content in gliding through the digital tracks. While we keep feeding our instinctive sentiments, we do not take the effort to deduce that alongwith victimising someone else, we are ourselves falling victims to a larger assembly of vested interests. We are wilfully giving up ourselves as casualties of a fallen democracy (which in itself is debatable if we wish so).

What do we do then?

Who am I to advise? No one. But yes, we can be more mature and attentive before unmindful responses. We can try an stop jumping into conclusions. We can try to accept that our experiences aren’t the sole universal truths. Everyone is wired differently. While there are general accepted practices that the society conforms to to avoid utter chaos, it’s time we accept that there a more shades of grey than just black or white. We needn’t come to a conclusion that ‘if your partner doesn’t give you his/her password to social networking sites, then there is something fishy’ or ‘good parents sacrifice literally everything for their children.’ 

We need to respond. We need to react. But we need to be even more mindful.  We need to remember that tomorrow we may be victims too. We need to begin thinking with our heads again.